I have found that certain insurance companies have started using credit scores to evaluate customers rates.(Truely must the best move yet to screw with and suck more money out of the public)

I think that it is pretty retarded that these companies use credit scores, to calculate the price of insurance. What does a credit score have to do with driving ability? To my understanding credit scores were used to evaluate wither or not a person could be approved for credit, such as a loan. If someone is paying you for a service and your not loaning them money, why is a credit score a factor. I think evaluating people’s credit score for a service, they pay up front for, is bad business and frankly ridiculous. Simply put, you pay for your groceries at the register, which is the same as when someone purchases car insurance, ITS NOT A LOAN.

As a result these companies are screwing over those people, who have good driving records with poor or no credit. I would choose and have found other Insurance Agencies do not perform such actions to provide customs with their services. And as a result, money that is not wasted on evaluating every customers credit score, must be why they have cheaper rates.